And so, the insurance drama comes to a sputtering halt.
I’m opting out. The neuropsych who agreed to work with me despite insurance problems has jacked up the price to 4 times what it used to be. That’s way more than I can afford. Apparently, I’m absorbing the cost of their insurance shortfall.
That’s fine. I don’t need to deal with this crap. They can carry on without me. I don’t feel like getting caught in the middle of their conflicts. I mean, seriously, these specialists offer their services and expect insurance to cover it all — without really making a case for why they should — and then the patients get caught in the middle, when both sides can’t agree about what’s worth the investment. I’ve been paying good money into the whole tax system for years, thanks to neuropsychological rehab work. But apparently, the insurance companies don’t value that enough to help me keep solvent. And that neuropsych can’t see fit to cut me a break on their reimbursement. They’re gonna get their money, one way or another.
The wild thing is, they’re the one who’s decided they’re going to charge all that money. And they’re the one who’s decided they won’t go the extra mile with the insurance company to help me out. So, they have one less client, as of today.
I had been pretty stoked about continuing to work with a neuropsych, but it’s clear that’s not going to work for me. I’d thought about cutting back to once a month, but realistically, that isn’t going to work, either. With me, contact has to be at regular intervals, or not at all.
The whole thing pisses me off, quite frankly. The NP I’ve been working with knows I’m the sole provider for my household, that I’m making 20% less than the market rate (because my employer decided to stiff us on our year-end bonuses) and that my spouse is increasingly dependent. They know that I’m not made of money. But for some reason they think I can afford hundreds of dollars a month to see them.
Nope. Not gonna happen.
The other thing that gets me is how — all of a sudden — I’m paying 3-4 times what I’d been paying before. Suddenly, the price jumped, without my consent or assent. They should have discussed this price increase with me before they made the move, but they never came right out and told me how much more expensive it will be to work with them, without the full insurance coverage. They just jacked up the price, and that was that.
I’m not happy about it. It wasn’t responsible of them. And if they’d told me this was going to be the case, when they changed their billing practices, I could have saved myself a couple hundred bucks by just cutting them off.
I actually shoulda cut them off three weeks ago, when they started push-pulling me around. I don’t have time for the back-and-forth. It’s harder to deal with than a simple let-down.
On the other hand, not having the added expense of their sessions each week (and the gas I burn to get there), and not having those additional 2.5 hours of drive time, will certainly simplify my life. I’ll have time to do more things I want to do — like relax. And get some rest. Maybe even read something. Oh, and blog.
So, this is a new start for me. And it’s fine.