I went a little off the rails, a couple of weeks ago. I decided I needed some new computer equipment, and I bought a couple of items I’d had my eye on at Amazon for some time. I knew I had the money, and I got a deal, so I went for it.
The only problem was, I forgot that A) My spouse had just paid off a bunch of bills that drained our bank balance, and B) I had moved money into our savings account. Saving occasionally is on my to-do list. I used to direct deposit $50 into savings each month, but then things got very tight for a few years,and I had to stop even that.
Yes, we were living close to the bone. Since getting back, I still have this sinking sense of dread that catastrophe is just around the corner. It’s not true, but I feel like I need to be constantly prepared for disaster. So, I haven’t done the regular direct deposit, recently. Even a little bit helps. … Actually, let me fix that now.
Okay, I’m back. I’m putting a little bit aside with each paycheck, now. That feels better. It’s not a ton of money, but it can add up.
Anyway, as it turned out, last week, I really miscalculated about how much money I had on hand. Not only did I spend more than I had on that equipment, but I also spent more than I should have on a couple of side projects I’ve been doing. For some reason, I was convinced that I had $5,000 more to my name, than I did. And the bank was kind enough to inform me of my miscalculation.
I fixed the problem, then it happened again.
More overdraft charges from the bank. Good grief.
A series of confused choices commenced, with me transferring money to and from the wrong accounts, and completely screwing up my mortgage payment. My susceptibility to short-term interference really bit me in the ass, in the space of only a few minutes. It’s crazy. Unless I write stuff down and keep referring to it, it might as well have never even entered my mind. It can evaporate in a matter of minutes — sometimes seconds.
Thanks to the magic of online transfers and a 30-day grace period, I eventually managed to sort things out, but it was a comedy of errors there for a while. I got so confused about which account was which, even though I was looking right at everything on the screen in front of me, and I thought I was 100% clear, each time I set up a transfer. I did it wrong three or four times, before I was able to get it right. And just now, when I looked at my pending transactions, I realized that I’d actually cancelled the mortgage payment transfer. So, I set that up again.
It wasn’t that difficult, but for some reason, my head got completely turned around. I’m still a little fuzzy about it. I’ll check again later this week, when I’ve gotten some more sleep.
It’s all sorted out, now. At least, I hope so. And … getting back to my original subject… I have the new computer equipment I have been needing. And I now have a bunch of boxes I have to figure out what to do with.
The equipment was shipped to me as boxes within boxes. And a bunch of packing stuff to go with it. What the heck? How many boxes do you need? I have them stacked in in front of my bookcases, awaiting their fate.
Not that this is a bad problem. I have shelves full of
crap books and papers that I have not used or looked at for years. I’ve moved things around a bit, but I haven’t actually used them. Not the way I used to, years ago. But fortunately, with these boxes, I have a solution – at least in part. I can put some of that stuff under my bed in the narrower cartons. It’s an elegant solution, really. Space is at a premium in this house, and I’ve long felt that space under beds is best used for things other than gathering dust.
So, there’s one solution.
Now I just have to choose what goes there. That’s another question.
As you can probably tell, I’m still in quandary-mode over how best to organize my workspace in my study. I’m incredibly fortunate to even have a study. It’s mine, all mine, and it’s my sanctuary. It’s a cluttered sanctuary, but I’m not convinced that’s necessarily a bad thing. But with freedom comes responsibility, and I’ve been so caught up in all my projects for the past six months (if not more), that I’ve ditched a lot of the responsibility and let things slide.
With the end result being that I have a lot of stuff that needs to be rearranged and put in proper order – stat. So, I’m working at it a little bit at a time. Not making myself nuts over it, but trying to be smart. A little goes a long way, actually, and that’s a good thing.
Enough talk. Time to solve some stuff. And go for a long walk on this beautiful day. And get a nap.